What is Tort Law?
Tort law put into car accident terms is a law that binds insurance companies to restore your life to the way it was before the accident. Pending a liability desicion, the insurance company is obligated to repair or replace or vehicle, compesate you for time without a vehicle, tow bills, loss of wages, and other damages that may include pain and suffering if an injury was sustained.
There is a catch, however. If the liability is decided for example, giving the other driver 70% of the fault, the insurance company will decide what your whole claim is wort and pay you 70% of that value. Obviously the more you can prove your vehicle is worth, the more money you get no matter what the liability split may be.
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