Policy Limits - actual cash value - property damage - Prior Damage - car accidents - total loss - loss of use - Repair Estimate

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What are Policy Limits?

Policy limits is the maximum amount of money the insurance company is contractually liable to pay out in a car accident.

In other words, if your vehicle is worth $35,000 and the property damage limit on the at-fault drivers insurance policy is only $25,000, the insurance company is only liable to pay you $25,000. The $10,000 left to pay must be covered by the at-fault driver. To get them to pay may require taking them to court. The Claim Buster eBook WILL NOT explain how to take an individual, or insurance company, to court.

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Car Accident Help



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How do I get more money for my total loss setlement? What is Loss of Use? What are my rights after a car accident? What should I do at the scene of the car accident? Should I give a recorded statement? How do I prove what my vehicle is worth? Should I hire a lawyer? Will my own insurance rates go up? Should I release my vehicle to the insurance company What does it mean to mitigate my damages? My settlement is less than what I owe, what now? How can gap insurance help me ? What is my pain and suffering worth?