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Car Accident Glossary - L

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Lapse in Coverage/Policy Lapse: A point in time when a policy has been canceled or terminated for failure to pay the premium, or when the policy contract is void for other reasons.
Lawsuit: A civil action; a court proceeding to enforce a right (rather than to convict a criminal).
Lawyer: A person licensed to practice law; other words for "lawyer" engaged in a lawsuit.

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How do I get more money for my total loss setlement? What is Loss of Use? What are my rights after a car accident? What should I do at the scene of the car accident? Should I give a recorded statement? How do I prove what my vehicle is worth? Should I hire a lawyer? Will my own insurance rates go up? Should I release my vehicle to the insurance company What does it mean to mitigate my damages? My settlement is less than what I owe, what now? How can gap insurance help me ? What is my pain and suffering worth?