Basic Limits of Liability - Bodily Injury Liability - Burden of Proof

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Car Accident Glossary - B

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Basic Limits of Liability: The least amount of liability coverage that can be purchased. In determining rates, a carrier will use the basic limits to develop the base rates. If an insured person wants higher limits, the carrier applies an increased limits factor to the base rate in calculating the new premium for the increased coverage.
Bodily Injury Liability: Legal liability for causing physical injury or death to another.
Burden of proof: Measure of proof required to prove a fact. Obligation of a party to probe facts at issue in the trial of a case.

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Car Accident Help

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How do I get more money for my total loss setlement? What is Loss of Use? What are my rights after a car accident? What should I do at the scene of the car accident? Should I give a recorded statement? How do I prove what my vehicle is worth? Should I hire a lawyer? Will my own insurance rates go up? Should I release my vehicle to the insurance company What does it mean to mitigate my damages? My settlement is less than what I owe, what now? How can gap insurance help me ? What is my pain and suffering worth?