Gap insurance, property damage, car accidents, total loss, upside down car loan, rental reimbursement, actual cash value, auto book values, fair market value

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loss of use
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diminished value

Gap Insurance

Gap insurance can be a life saver in a total loss situation. If your vehicle is a total loss and you don't know if you have gap insurance, find out immediately. This would be something you bought from the dealership where you purchased your vehicle, the loan company you have your lien through, or sometimes your own car insurance company. You can find out with a couple quick phone calls to see if you have gap insurance on your vehicle loan.

Gap insurance covers the 'gap' between what your vehicle is worth and what you owe on the car loan, should the loan be more than the worth. There are a few other pointers about gap insurance explained in the Claim Buster eBook. Download now. Even if you have gap insurance, that doesn't mean you can relax, there are plenty of other pit falls the insurance company can put you in.

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Car Accident Help




  actual cash value  

How do I get more money for my total loss setlement? What is Loss of Use? What are my rights after a car accident? What should I do at the scene of the car accident? Should I give a recorded statement? How do I prove what my vehicle is worth? Should I hire a lawyer? Will my own insurance rates go up? Should I release my vehicle to the insurance company What does it mean to mitigate my damages? My settlement is less than what I owe, what now? How can gap insurance help me ? What is my pain and suffering worth?

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